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	<title>Comments on: Why Your Expensive Luxury Car Doesn’t Impress Smart People. (Or Me.)</title>
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	<link>http://lenpenzo.com/blog/id1145-why-your-expensive-luxury-car-doesnt-impress-smart-people-or-me.html</link>
	<description>The offbeat personal finance blog for responsible people.</description>
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		<title>By: Jessica</title>
		<link>http://lenpenzo.com/blog/id1145-why-your-expensive-luxury-car-doesnt-impress-smart-people-or-me.html#comment-143584</link>
		<dc:creator>Jessica</dc:creator>
		<pubDate>Thu, 16 Feb 2012 06:23:32 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=1145#comment-143584</guid>
		<description>Danny, why you gotta be a hater? I&#039;m a smart shopper and I paid the same for that Civic as ones without nav, so I&#039;ll save my three bucks for a map everywhere I go, thanks.

P.S. Do you own two houses? That&#039;s a lot of beer money, to put it in layman&#039;s terms.</description>
		<content:encoded><![CDATA[<p>Danny, why you gotta be a hater? I&#8217;m a smart shopper and I paid the same for that Civic as ones without nav, so I&#8217;ll save my three bucks for a map everywhere I go, thanks.</p>
<p>P.S. Do you own two houses? That&#8217;s a lot of beer money, to put it in layman&#8217;s terms.</p>
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		<title>By: danny</title>
		<link>http://lenpenzo.com/blog/id1145-why-your-expensive-luxury-car-doesnt-impress-smart-people-or-me.html#comment-143555</link>
		<dc:creator>danny</dc:creator>
		<pubDate>Tue, 14 Feb 2012 21:55:39 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=1145#comment-143555</guid>
		<description>Beer income buys beer...

Your buying a Honda because that is what you can afford.

A person with lesser income may look at you buying a vehicle with a nav system as a BIG SPENDER, why spend hundreds of dollars when you can buy a perfectly good map for 3 bucks.</description>
		<content:encoded><![CDATA[<p>Beer income buys beer&#8230;</p>
<p>Your buying a Honda because that is what you can afford.</p>
<p>A person with lesser income may look at you buying a vehicle with a nav system as a BIG SPENDER, why spend hundreds of dollars when you can buy a perfectly good map for 3 bucks.</p>
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		<title>By: Jessica</title>
		<link>http://lenpenzo.com/blog/id1145-why-your-expensive-luxury-car-doesnt-impress-smart-people-or-me.html#comment-143529</link>
		<dc:creator>Jessica</dc:creator>
		<pubDate>Tue, 14 Feb 2012 06:02:32 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=1145#comment-143529</guid>
		<description>Glad I stumbled across this article, because I wholeheartedly agree and wish more people understood this. My husband and I drive a long-ago paid off 1998 Ford Mustang, and I would still be driving my 2001 Honda Civic coupe - which was two payments from being paid off when it was hit totaled - if I had the option. We got a decent settlement for it, and I then purchased another used Civic, this time a 2008 sedan with heated leather seats and nav, because I wanted a little bit of &#039;luxe&#039; while still getting good  reliability and great gas mileage. But sometimes I miss that coupe and kinda wish I still had it - and NO car payments! 

We could afford much nicer cars, but we have chosen to invest in a second home instead, which was a foreclosure we got a great deal on; and it is not a depreciating asset like almost all cars are (unless you&#039;re spending the major bucks on a collector car which may appreciate over time), but rather is being turned into a fantastic income-generating rental property this month. Not too shabby for being 30 years old and under, huh? 

I might add that we are not opposed to having one small car payment and may need to buy a third vehicle soon; but I can guarantee you it won&#039;t be anything brand new, and probably will be something we can pay cash for. I try not to judge those who are willing to pay through the nose for &quot;luxury&quot; cars, because we all have different priorities; I&#039;m just not willing to do the same - because, like you, I think it&#039;s just not smart.

P.S. The real reason I&#039;m commenting is not to brag about what a genius I am (haha), but to ask if I&#039;m retarded, or is there no button to link and share your material on facebook? This is something I would like to help circulate :)</description>
		<content:encoded><![CDATA[<p>Glad I stumbled across this article, because I wholeheartedly agree and wish more people understood this. My husband and I drive a long-ago paid off 1998 Ford Mustang, and I would still be driving my 2001 Honda Civic coupe &#8211; which was two payments from being paid off when it was hit totaled &#8211; if I had the option. We got a decent settlement for it, and I then purchased another used Civic, this time a 2008 sedan with heated leather seats and nav, because I wanted a little bit of &#8216;luxe&#8217; while still getting good  reliability and great gas mileage. But sometimes I miss that coupe and kinda wish I still had it &#8211; and NO car payments! </p>
<p>We could afford much nicer cars, but we have chosen to invest in a second home instead, which was a foreclosure we got a great deal on; and it is not a depreciating asset like almost all cars are (unless you&#8217;re spending the major bucks on a collector car which may appreciate over time), but rather is being turned into a fantastic income-generating rental property this month. Not too shabby for being 30 years old and under, huh? </p>
<p>I might add that we are not opposed to having one small car payment and may need to buy a third vehicle soon; but I can guarantee you it won&#8217;t be anything brand new, and probably will be something we can pay cash for. I try not to judge those who are willing to pay through the nose for &#8220;luxury&#8221; cars, because we all have different priorities; I&#8217;m just not willing to do the same &#8211; because, like you, I think it&#8217;s just not smart.</p>
<p>P.S. The real reason I&#8217;m commenting is not to brag about what a genius I am (haha), but to ask if I&#8217;m retarded, or is there no button to link and share your material on facebook? This is something I would like to help circulate <img src='http://lenpenzo.com/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: danny</title>
		<link>http://lenpenzo.com/blog/id1145-why-your-expensive-luxury-car-doesnt-impress-smart-people-or-me.html#comment-143473</link>
		<dc:creator>danny</dc:creator>
		<pubDate>Sun, 12 Feb 2012 23:29:43 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=1145#comment-143473</guid>
		<description>Luxuries are luxuries period. If you can afford them, great, you only go around once. If you can&#039;t Don&#039;t buy it, sucks to be you.

btw... this applies to cars as it does to women&#039;s shoes.

We all WANT. Right after we got by the NEED.</description>
		<content:encoded><![CDATA[<p>Luxuries are luxuries period. If you can afford them, great, you only go around once. If you can&#8217;t Don&#8217;t buy it, sucks to be you.</p>
<p>btw&#8230; this applies to cars as it does to women&#8217;s shoes.</p>
<p>We all WANT. Right after we got by the NEED.</p>
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		<title>By: Sarah</title>
		<link>http://lenpenzo.com/blog/id1145-why-your-expensive-luxury-car-doesnt-impress-smart-people-or-me.html#comment-143190</link>
		<dc:creator>Sarah</dc:creator>
		<pubDate>Thu, 02 Feb 2012 09:52:35 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=1145#comment-143190</guid>
		<description>Couldn&#039;t agree more with the premise here.  For the fancy car drivers who are threatened by people not being impressed, you&#039;re proving the point that it&#039;s an ego issue for you.  If you&#039;re secure in yourself, you wouldn&#039;t care what we thought.  You&#039;re loaded, you treat yourself, good for you.  Some of us just think differently, and in fact, choose to rebel against the marketing forced down our throats since birth.

I have a 12 year old car, as well as a 32 year old car I&#039;ve been fixing up.  I get compliments on both, because I keep them in shape.  Not that I care, I would love them anyway.  The older one (Lucy) used to look like a Mad Max machine, faded paint with moss.  I gave her a new paint job and tuneup.  She now runs like a champ and is a revived beauty.  I see so much blind consumerism and conformity, so I appreciate the older cars.  They add character and spice to the highway, and although I could afford a new car, I don&#039;t want one.  It&#039;s a dumb money move for me.  And as a woman, give me a man tinkering on a old pickup with his own company and money in the bank, over a flashy guy with a flashy car and no savings, self esteem or brains any day (I&#039;ve known plenty of those.) You can afford a fancy ride?  I&#039;m happy for you.  But not everyone shares your priorities.  I like my men like I like my cars, with plenty of character and in it for the long haul.  Smart people see through facades.</description>
		<content:encoded><![CDATA[<p>Couldn&#8217;t agree more with the premise here.  For the fancy car drivers who are threatened by people not being impressed, you&#8217;re proving the point that it&#8217;s an ego issue for you.  If you&#8217;re secure in yourself, you wouldn&#8217;t care what we thought.  You&#8217;re loaded, you treat yourself, good for you.  Some of us just think differently, and in fact, choose to rebel against the marketing forced down our throats since birth.</p>
<p>I have a 12 year old car, as well as a 32 year old car I&#8217;ve been fixing up.  I get compliments on both, because I keep them in shape.  Not that I care, I would love them anyway.  The older one (Lucy) used to look like a Mad Max machine, faded paint with moss.  I gave her a new paint job and tuneup.  She now runs like a champ and is a revived beauty.  I see so much blind consumerism and conformity, so I appreciate the older cars.  They add character and spice to the highway, and although I could afford a new car, I don&#8217;t want one.  It&#8217;s a dumb money move for me.  And as a woman, give me a man tinkering on a old pickup with his own company and money in the bank, over a flashy guy with a flashy car and no savings, self esteem or brains any day (I&#8217;ve known plenty of those.) You can afford a fancy ride?  I&#8217;m happy for you.  But not everyone shares your priorities.  I like my men like I like my cars, with plenty of character and in it for the long haul.  Smart people see through facades.</p>
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		<title>By: Free of debt!</title>
		<link>http://lenpenzo.com/blog/id1145-why-your-expensive-luxury-car-doesnt-impress-smart-people-or-me.html#comment-142794</link>
		<dc:creator>Free of debt!</dc:creator>
		<pubDate>Fri, 20 Jan 2012 18:52:40 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=1145#comment-142794</guid>
		<description>Luxury car owners are saying to the rest of the world:
I need a lot of attention for total strangers
I want to appear to have more money than you
I don&#039;t have to answer to any one else for anything I do
I don&#039;t care about filling the air with pollution
I don&#039;t care about the rest of the world
if my car is too big for the parking spot, that&#039;s just too bad for everyone else.

You are not envied,  I could buy one too, but as a responsible and mature adult, I don&#039;t want one. I don&#039;t need the attention, or envy of others to make my day.</description>
		<content:encoded><![CDATA[<p>Luxury car owners are saying to the rest of the world:<br />
I need a lot of attention for total strangers<br />
I want to appear to have more money than you<br />
I don&#8217;t have to answer to any one else for anything I do<br />
I don&#8217;t care about filling the air with pollution<br />
I don&#8217;t care about the rest of the world<br />
if my car is too big for the parking spot, that&#8217;s just too bad for everyone else.</p>
<p>You are not envied,  I could buy one too, but as a responsible and mature adult, I don&#8217;t want one. I don&#8217;t need the attention, or envy of others to make my day.</p>
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		<title>By: Len Penzo</title>
		<link>http://lenpenzo.com/blog/id1145-why-your-expensive-luxury-car-doesnt-impress-smart-people-or-me.html#comment-142549</link>
		<dc:creator>Len Penzo</dc:creator>
		<pubDate>Sat, 14 Jan 2012 18:49:49 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=1145#comment-142549</guid>
		<description>Thanks for sharing your story, Alex. My only comment is in regards to this statement:&lt;em&gt;&quot;On one hand, I spent unnwisely, but on the other, if I had a 1997 corolla that broke down tomorrow, I’d be walking.&quot;&lt;/em&gt;

Actually, if you had a 1997 Corolla that broke down, you&#039;d still have about $54,000 in the bank (that you didn&#039;t spend buying your BMW) to make repairs -- or buy a two- or three-year old economy car for a relative song.  ;-)</description>
		<content:encoded><![CDATA[<p>Thanks for sharing your story, Alex. My only comment is in regards to this statement:<em>&#8220;On one hand, I spent unnwisely, but on the other, if I had a 1997 corolla that broke down tomorrow, I’d be walking.&#8221;</em></p>
<p>Actually, if you had a 1997 Corolla that broke down, you&#8217;d still have about $54,000 in the bank (that you didn&#8217;t spend buying your BMW) to make repairs &#8212; or buy a two- or three-year old economy car for a relative song.  <img src='http://lenpenzo.com/blog/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
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		<title>By: Alex</title>
		<link>http://lenpenzo.com/blog/id1145-why-your-expensive-luxury-car-doesnt-impress-smart-people-or-me.html#comment-142547</link>
		<dc:creator>Alex</dc:creator>
		<pubDate>Sat, 14 Jan 2012 17:54:28 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=1145#comment-142547</guid>
		<description>HAHAHA I read this article and immediately thought of...myself!! I have a new BMW 335i x drive coupe and I probably can&#039;t even afford new tires right now lol. I know it&#039;s irresponsible, but I like it. I paid $56,700 cash for the car so it is paid off. I had a really good job, but the &quot;trustees&quot; of the company I worked for seem to think that my job was a waste of money. I totally agree that one must plan for the future, cause you never know when your cash cow will run out. However, it should also be noted that if anything-and I mean anything-happens to my car in the next six years, it will be repaired or replaced for free! This includes brake pads, rotors, electrical, mechanical, etc. On one hand, I spent unnwisely, but on the other, if I had a 1997 corolla that broke down tomorrow, I&#039;d be walking. hopefully I&#039;ll finish my degree (I&#039;m going to school for dentistry) before my warranty runs out so I can afford the repairs, because I&#039;m the kind of person that will own this car until the wheels fall off (then spend every dime I have for another one!!) You know what? I like it like that!</description>
		<content:encoded><![CDATA[<p>HAHAHA I read this article and immediately thought of&#8230;myself!! I have a new BMW 335i x drive coupe and I probably can&#8217;t even afford new tires right now lol. I know it&#8217;s irresponsible, but I like it. I paid $56,700 cash for the car so it is paid off. I had a really good job, but the &#8220;trustees&#8221; of the company I worked for seem to think that my job was a waste of money. I totally agree that one must plan for the future, cause you never know when your cash cow will run out. However, it should also be noted that if anything-and I mean anything-happens to my car in the next six years, it will be repaired or replaced for free! This includes brake pads, rotors, electrical, mechanical, etc. On one hand, I spent unnwisely, but on the other, if I had a 1997 corolla that broke down tomorrow, I&#8217;d be walking. hopefully I&#8217;ll finish my degree (I&#8217;m going to school for dentistry) before my warranty runs out so I can afford the repairs, because I&#8217;m the kind of person that will own this car until the wheels fall off (then spend every dime I have for another one!!) You know what? I like it like that!</p>
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		<title>By: Gee, Thanks: 4 Presumptuous Gifts That Can Strain a Budget &#124; Money Talks News</title>
		<link>http://lenpenzo.com/blog/id1145-why-your-expensive-luxury-car-doesnt-impress-smart-people-or-me.html#comment-141763</link>
		<dc:creator>Gee, Thanks: 4 Presumptuous Gifts That Can Strain a Budget &#124; Money Talks News</dc:creator>
		<pubDate>Thu, 29 Dec 2011 16:51:43 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=1145#comment-141763</guid>
		<description>[...] morning-after musings: &#8220;It looks like I&#8217;ve been taken for a ride.&#8221; Remorse meter: The idiot light is definitely ON. Comments: Every time I see one of those commercials where the happy housewife looks outside the [...]</description>
		<content:encoded><![CDATA[<p>[...] morning-after musings: &#8220;It looks like I&#8217;ve been taken for a ride.&#8221; Remorse meter: The idiot light is definitely ON. Comments: Every time I see one of those commercials where the happy housewife looks outside the [...]</p>
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		<title>By: Aaron</title>
		<link>http://lenpenzo.com/blog/id1145-why-your-expensive-luxury-car-doesnt-impress-smart-people-or-me.html#comment-141602</link>
		<dc:creator>Aaron</dc:creator>
		<pubDate>Thu, 22 Dec 2011 20:40:06 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=1145#comment-141602</guid>
		<description>Exactly. I see a lot of people driving these fancy, luxury cars and I&#039;m pretty sure a lot of them can&#039;t afford it. But they want to look cool anyway.</description>
		<content:encoded><![CDATA[<p>Exactly. I see a lot of people driving these fancy, luxury cars and I&#8217;m pretty sure a lot of them can&#8217;t afford it. But they want to look cool anyway.</p>
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