Comments on: 10 Key Characteristics of Debt-Free People (of Modest Means) http://lenpenzo.com/blog/id1261-10-key-characteristics-of-debt-free-people.html The offbeat personal finance blog for responsible people. Wed, 22 Feb 2012 17:42:10 +0000 hourly 1 http://wordpress.org/?v=3.0.4 By: Goal Setting http://lenpenzo.com/blog/id1261-10-key-characteristics-of-debt-free-people.html#comment-141609 Goal Setting Fri, 23 Dec 2011 02:16:42 +0000 http://lenpenzo.com/blog/?p=1261#comment-141609 [...] of Debt and 1 Reason You ShouldGirls Just Wanna Have FundsUsing Nonprofit Debt Consolidation Service10 Key Characteristics of Debt-Free People (of Modest Means)reducing your debt5 Reasons You Shouldn’t Get Out of Debt and 1 Reason You ShouldGirls Just [...] [...] of Debt and 1 Reason You ShouldGirls Just Wanna Have FundsUsing Nonprofit Debt Consolidation Service10 Key Characteristics of Debt-Free People (of Modest Means)reducing your debt5 Reasons You Shouldn’t Get Out of Debt and 1 Reason You ShouldGirls Just [...]

]]> By: Maggie@SquarePennies http://lenpenzo.com/blog/id1261-10-key-characteristics-of-debt-free-people.html#comment-141479 Maggie@SquarePennies Sun, 18 Dec 2011 23:45:22 +0000 http://lenpenzo.com/blog/?p=1261#comment-141479 We have saved a ton over the years by not letting other people set our goals. By knowing how much we have we can portion it out in ways that reflect our values. That is what makes us happy, meeting our own goals. Just wondering how people with ADD can approach their finances since they are not detail oriented and get easily distracted. Meds? We have saved a ton over the years by not letting other people set our goals. By knowing how much we have we can portion it out in ways that reflect our values. That is what makes us happy, meeting our own goals.

Just wondering how people with ADD can approach their finances since they are not detail oriented and get easily distracted. Meds?

]]> By: Mike http://lenpenzo.com/blog/id1261-10-key-characteristics-of-debt-free-people.html#comment-139440 Mike Fri, 21 Oct 2011 15:21:41 +0000 http://lenpenzo.com/blog/?p=1261#comment-139440 I live, for the most part, completely, debt free. No mortgage, no car payments and one $500.00 credit card, which is paid off monthly. I live in a modest home, drive two (over 20 years old) cars (which I'm actually proud to be seen in, despite what others may think or say) and I shop only when and where necessary. I used to have a lot more. The house with the pool and all the debt that went with it. But, it was like that commercial where the guy on the riding lawnmower says, "Will somebody please help me?" I'm much happier now, living within my means with much less. And, really being able to save, comfortably is an added bonus. Happiness, is truly a state of mind. I live, for the most part, completely, debt free. No mortgage, no car payments and one $500.00 credit card, which is paid off monthly. I live in a modest home, drive two (over 20 years old) cars (which I’m actually proud to be seen in, despite what others may think or say) and I shop only when and where necessary. I used to have a lot more. The house with the pool and all the debt that went with it. But, it was like that commercial where the guy on the riding lawnmower says, “Will somebody please help me?” I’m much happier now, living within my means with much less. And, really being able to save, comfortably is an added bonus. Happiness, is truly a state of mind.

]]> By: Patience Is a Virtue. Learn It, but Please Hurry | Money Talks News http://lenpenzo.com/blog/id1261-10-key-characteristics-of-debt-free-people.html#comment-139411 Patience Is a Virtue. Learn It, but Please Hurry | Money Talks News Thu, 20 Oct 2011 09:45:52 +0000 http://lenpenzo.com/blog/?p=1261#comment-139411 [...] that many people of modest means who are most successful in managing their personal finances understand the importance of being patient.I’ve said it before and I’ll say it again: People who are debt-free didn’t get there [...] [...] that many people of modest means who are most successful in managing their personal finances understand the importance of being patient.I’ve said it before and I’ll say it again: People who are debt-free didn’t get there [...]

]]> By: Vic @ Business Tips http://lenpenzo.com/blog/id1261-10-key-characteristics-of-debt-free-people.html#comment-139282 Vic @ Business Tips Sat, 15 Oct 2011 03:48:35 +0000 http://lenpenzo.com/blog/?p=1261#comment-139282 As we see it, habits makes the lifestyle of a person. They also forms the financial life of a person. Thus, we really need to pay attention and be consistent in practicing diligence and patience. As we see it, habits makes the lifestyle of a person. They also forms the financial life of a person. Thus, we really need to pay attention and be consistent in practicing diligence and patience.

]]> By: Obino http://lenpenzo.com/blog/id1261-10-key-characteristics-of-debt-free-people.html#comment-138807 Obino Thu, 29 Sep 2011 18:37:32 +0000 http://lenpenzo.com/blog/?p=1261#comment-138807 So simple and precise, it's come naturally, you can't fake it. I have about 8 of these, hope i wake up tomorrow to add the extra 2. Lovely piece. So simple and precise, it’s come naturally, you can’t fake it. I have about 8 of these, hope i wake up tomorrow to add the extra 2. Lovely piece.

]]> By: 100 Words On: The Smartest Way to Eliminate Your Credit Card Debt « Len Penzo dot Com http://lenpenzo.com/blog/id1261-10-key-characteristics-of-debt-free-people.html#comment-107937 100 Words On: The Smartest Way to Eliminate Your Credit Card Debt « Len Penzo dot Com Thu, 15 Sep 2011 07:16:58 +0000 http://lenpenzo.com/blog/?p=1261#comment-107937 [...] bottom line: Forget feel-good psychology. Always start by paying off the highest-rate credit card first, then focus on your remaining cards [...] [...] bottom line: Forget feel-good psychology. Always start by paying off the highest-rate credit card first, then focus on your remaining cards [...]

]]> By: Money Roundup: 5 Decisions That Impact Financial Success | Matt About Money http://lenpenzo.com/blog/id1261-10-key-characteristics-of-debt-free-people.html#comment-94467 Money Roundup: 5 Decisions That Impact Financial Success | Matt About Money Fri, 09 Sep 2011 14:11:44 +0000 http://lenpenzo.com/blog/?p=1261#comment-94467 [...] 10 Key Characteristics of Debt-Free People (of Modest Means) (via Len Penzo).  More proof that using money well isn’t rocket science. [...] [...] 10 Key Characteristics of Debt-Free People (of Modest Means) (via Len Penzo).  More proof that using money well isn’t rocket science. [...]

]]> By: Rob Lewis http://lenpenzo.com/blog/id1261-10-key-characteristics-of-debt-free-people.html#comment-64687 Rob Lewis Fri, 05 Aug 2011 16:20:02 +0000 http://lenpenzo.com/blog/?p=1261#comment-64687 I would sum it up this way: Debt-free people want to have financial flexibility and control, they realize that continuously building up their net worth is the way to achieve their goal, and they have the discipline and conservative nature to do it over the long haul. I would sum it up this way: Debt-free people want to have financial flexibility and control, they realize that continuously building up their net worth is the way to achieve their goal, and they have the discipline and conservative nature to do it over the long haul.

]]> By: 3 Quick Personal Finance Tips for Dealing with Stress | Barbara Friedberg Personal Finance http://lenpenzo.com/blog/id1261-10-key-characteristics-of-debt-free-people.html#comment-60110 3 Quick Personal Finance Tips for Dealing with Stress | Barbara Friedberg Personal Finance Sun, 19 Jun 2011 18:06:23 +0000 http://lenpenzo.com/blog/?p=1261#comment-60110 [...] If you are stuck in debt or a financial morass, you must face up to your situation. You cannot begin to move forward, if you do not know where you are. Accept, don’t avoid, your financial picture. [...] [...] If you are stuck in debt or a financial morass, you must face up to your situation. You cannot begin to move forward, if you do not know where you are. Accept, don’t avoid, your financial picture. [...]

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