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	<title>Comments on: The 4 Biggest Ways to Stretch Your Income</title>
	<atom:link href="http://lenpenzo.com/blog/index.php/id635-the-4-biggest-ways-to-stretch-your-income.html/feed" rel="self" type="application/rss+xml" />
	<link>http://lenpenzo.com/blog/id635-the-4-biggest-ways-to-stretch-your-income.html</link>
	<description>The offbeat personal finance blog for responsible people.</description>
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		<title>By: Len Penzo</title>
		<link>http://lenpenzo.com/blog/id635-the-4-biggest-ways-to-stretch-your-income.html#comment-138963</link>
		<dc:creator>Len Penzo</dc:creator>
		<pubDate>Wed, 05 Oct 2011 00:06:05 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=635#comment-138963</guid>
		<description>Hi, Sabz. You know, we started a coffee club at work -- for the cost of one fancy Starbucks coffee, I end up getting all the coffee I can drink for an entire month!</description>
		<content:encoded><![CDATA[<p>Hi, Sabz. You know, we started a coffee club at work &#8212; for the cost of one fancy Starbucks coffee, I end up getting all the coffee I can drink for an entire month!</p>
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		<title>By: Sabz</title>
		<link>http://lenpenzo.com/blog/id635-the-4-biggest-ways-to-stretch-your-income.html#comment-138944</link>
		<dc:creator>Sabz</dc:creator>
		<pubDate>Tue, 04 Oct 2011 15:30:35 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=635#comment-138944</guid>
		<description>Hi Len,
I really enjoy reading your blog. This is some really practical advice. Unfortunately many people are sucked into the keeping up with the Jones&#039; mentality and end up paying the price for it. I used to buy a daily Starbucks since that&#039;s the thing everyone did at my small yuppie office. But you learn n hopefully not make the same mistakes again!</description>
		<content:encoded><![CDATA[<p>Hi Len,<br />
I really enjoy reading your blog. This is some really practical advice. Unfortunately many people are sucked into the keeping up with the Jones&#8217; mentality and end up paying the price for it. I used to buy a daily Starbucks since that&#8217;s the thing everyone did at my small yuppie office. But you learn n hopefully not make the same mistakes again!</p>
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	<item>
		<title>By: chris</title>
		<link>http://lenpenzo.com/blog/id635-the-4-biggest-ways-to-stretch-your-income.html#comment-453</link>
		<dc:creator>chris</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=635#comment-453</guid>
		<description>reading your blog from the Australian end of the world, it is also interesting to observe cultural difference with the use of money. To me the American obsession with eating out seems strange. We do out, but nit regularly an rarely with the whole family. And eating out for breakfast jsut doesn&#039;t raise an interest. But where I live in Perth there seems to be an obsession with the quality and size of your house. I have one new car I bought so it would have up todate safety features for my teenage children to drive. But mum and dad, we recently purchased a 1991 Toyota Corolla with low kilometres, can&#039;t believe how wel it runs and the lack of ratlles and creaks in the body.</description>
		<content:encoded><![CDATA[<p>reading your blog from the Australian end of the world, it is also interesting to observe cultural difference with the use of money. To me the American obsession with eating out seems strange. We do out, but nit regularly an rarely with the whole family. And eating out for breakfast jsut doesn&#8217;t raise an interest. But where I live in Perth there seems to be an obsession with the quality and size of your house. I have one new car I bought so it would have up todate safety features for my teenage children to drive. But mum and dad, we recently purchased a 1991 Toyota Corolla with low kilometres, can&#8217;t believe how wel it runs and the lack of ratlles and creaks in the body.</p>
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	<item>
		<title>By: Len Penzo</title>
		<link>http://lenpenzo.com/blog/id635-the-4-biggest-ways-to-stretch-your-income.html#comment-454</link>
		<dc:creator>Len Penzo</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=635#comment-454</guid>
		<description>Hi Chris.  You Aussies are the best!  It is my dream to visit your country one day -- hopefully soon!

Yes, Americans love to eat out.  I know a family that eats fast food or other restaurant meals for dinner roughly five times per week!   What an incredible waste of money.  I don&#039;t think it is any coincidence that the entire family is, to say it nicely, definitely over their &quot;fighting weight.&quot;

Here in southern California, a lot of people buy into the automobile manufacturer&#039;s marketing campaigns and believe they are what they drive.  It&#039;s an image thing.  An illusory one, but an image thing just the same.  

I&#039;m not anti-luxury car, mind you; if you can afford one and that&#039;s your thing, then I see nothing wrong with it at all.  But when you have folks giving half their monthly take home pay to the bank just so they can be seen driving a flashy car, and then struggle to pay their other bills, well, I just don&#039;t get that.

As for me, I could easily afford a luxury car but I choose to drive a more modest practical car and pocket the money for other perks.   But that&#039;s just me.  :-)

Thanks for reading and I hope you visit again!

All the best!</description>
		<content:encoded><![CDATA[<p>Hi Chris.  You Aussies are the best!  It is my dream to visit your country one day &#8212; hopefully soon!</p>
<p>Yes, Americans love to eat out.  I know a family that eats fast food or other restaurant meals for dinner roughly five times per week!   What an incredible waste of money.  I don&#8217;t think it is any coincidence that the entire family is, to say it nicely, definitely over their &#8220;fighting weight.&#8221;</p>
<p>Here in southern California, a lot of people buy into the automobile manufacturer&#8217;s marketing campaigns and believe they are what they drive.  It&#8217;s an image thing.  An illusory one, but an image thing just the same.  </p>
<p>I&#8217;m not anti-luxury car, mind you; if you can afford one and that&#8217;s your thing, then I see nothing wrong with it at all.  But when you have folks giving half their monthly take home pay to the bank just so they can be seen driving a flashy car, and then struggle to pay their other bills, well, I just don&#8217;t get that.</p>
<p>As for me, I could easily afford a luxury car but I choose to drive a more modest practical car and pocket the money for other perks.   But that&#8217;s just me.  <img src='http://lenpenzo.com/blog/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
<p>Thanks for reading and I hope you visit again!</p>
<p>All the best!</p>
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		<title>By: Foreign ETFs, Multiple Income Streams, Successful Investing</title>
		<link>http://lenpenzo.com/blog/id635-the-4-biggest-ways-to-stretch-your-income.html#comment-455</link>
		<dc:creator>Foreign ETFs, Multiple Income Streams, Successful Investing</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=635#comment-455</guid>
		<description>[...] Penzo: Want to know how to make your income stretch further? Then read these tips from Len on how to do it. Len dishes out some funny frugal advice from which [...] </description>
		<content:encoded><![CDATA[<p>[...] Penzo: Want to know how to make your income stretch further? Then read these tips from Len on how to do it. Len dishes out some funny frugal advice from which [...]</p>
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