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	<title>Comments on: 10 Money Saving Tips to Get the Most From Coupons</title>
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	<link>http://lenpenzo.com/blog/id896-10-money-saving-tips-to-get-the-most-from-coupons.html</link>
	<description>The offbeat personal finance blog for responsible people.</description>
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		<title>By: conto deposito</title>
		<link>http://lenpenzo.com/blog/id896-10-money-saving-tips-to-get-the-most-from-coupons.html#comment-143263</link>
		<dc:creator>conto deposito</dc:creator>
		<pubDate>Sun, 05 Feb 2012 07:59:24 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=896#comment-143263</guid>
		<description>Very nice post. I simply stumbled upon your blog and wished to say that I&#039;ve truly enjoyed surfing around your blog posts. After all I will be subscribing on your feed and I hope you write once more very soon!</description>
		<content:encoded><![CDATA[<p>Very nice post. I simply stumbled upon your blog and wished to say that I&#8217;ve truly enjoyed surfing around your blog posts. After all I will be subscribing on your feed and I hope you write once more very soon!</p>
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		<title>By: Joann</title>
		<link>http://lenpenzo.com/blog/id896-10-money-saving-tips-to-get-the-most-from-coupons.html#comment-58861</link>
		<dc:creator>Joann</dc:creator>
		<pubDate>Thu, 02 Jun 2011 03:43:00 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=896#comment-58861</guid>
		<description>yes indeed! coupons can save a lot of money from consumers specially when you are in a budget. Being wise is better! &lt;a href=&quot;http://www.unclebobscoupons.com/coupons/joanncoupons/&quot; rel=&quot;nofollow&quot;&gt;joann coupons&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>yes indeed! coupons can save a lot of money from consumers specially when you are in a budget. Being wise is better! <a href="http://www.unclebobscoupons.com/coupons/joanncoupons/" rel="nofollow">joann coupons</a></p>
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		<title>By: Wojciech Kulicki</title>
		<link>http://lenpenzo.com/blog/id896-10-money-saving-tips-to-get-the-most-from-coupons.html#comment-1578</link>
		<dc:creator>Wojciech Kulicki</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=896#comment-1578</guid>
		<description>#1 I&#039;ve fallen for many times, unfortunately.

#2 is a killer for me, especially when it comes to Costco. I have to be careful to compare the overall cost vs. generics, which they make super-hard because they rarely publish the price on the coupon (only how much &quot;off&quot; you get).

#3 kind of peeked my interest--I have never heard of county taxes. I guess I haven&#039;t lived in too many places in my life, but I&#039;ll have to look at that more closely.

#6 is important, especially because it costs money to print coupons from the Internet, negating a good chunk of your savings. I guess the case can be made, though, that the Sunday paper costs money, too.

#9 I&#039;ve seen before with Kohl&#039;s, the large clothes retailer, and actually the only store credit card I own, for that very reason.

Awesome post!
.-= Wojciech Kulicki´s last blog ..&lt;a href=&quot;http://feedproxy.google.com/~r/FiscalFizzle/~3/o7MGcTYzwqk/&quot; rel=&quot;nofollow&quot;&gt;Untemplater: Personal Finance for Generation Y&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>#1 I&#8217;ve fallen for many times, unfortunately.</p>
<p>#2 is a killer for me, especially when it comes to Costco. I have to be careful to compare the overall cost vs. generics, which they make super-hard because they rarely publish the price on the coupon (only how much &#8220;off&#8221; you get).</p>
<p>#3 kind of peeked my interest&#8211;I have never heard of county taxes. I guess I haven&#8217;t lived in too many places in my life, but I&#8217;ll have to look at that more closely.</p>
<p>#6 is important, especially because it costs money to print coupons from the Internet, negating a good chunk of your savings. I guess the case can be made, though, that the Sunday paper costs money, too.</p>
<p>#9 I&#8217;ve seen before with Kohl&#8217;s, the large clothes retailer, and actually the only store credit card I own, for that very reason.</p>
<p>Awesome post!<br />
.-= Wojciech Kulicki´s last blog ..<a href="http://feedproxy.google.com/~r/FiscalFizzle/~3/o7MGcTYzwqk/" rel="nofollow">Untemplater: Personal Finance for Generation Y</a> =-.</p>
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		<title>By: Len Penzo</title>
		<link>http://lenpenzo.com/blog/id896-10-money-saving-tips-to-get-the-most-from-coupons.html#comment-1579</link>
		<dc:creator>Len Penzo</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=896#comment-1579</guid>
		<description>Great point on #6, Wojo!  That would be an interesting experiment to see just how much ink is used printing a coupon (and the resulting costs - ink AND paper too!).

As for #3, as an example, shoppers in Los Angeles County pay a higher overall sales tax rate (9.75%) than shoppers elsewhere - the sales taxes in the four neighboring counties are: 8.25% (Ventura and Kern); 8.75% (Orange and San Bernardino).  So you can save 1.5% (or maybe more) just by buying stuff on the other side of the county line.  On top of that, some cities also add their OWN sales tax on top of the county levies.</description>
		<content:encoded><![CDATA[<p>Great point on #6, Wojo!  That would be an interesting experiment to see just how much ink is used printing a coupon (and the resulting costs &#8211; ink AND paper too!).</p>
<p>As for #3, as an example, shoppers in Los Angeles County pay a higher overall sales tax rate (9.75%) than shoppers elsewhere &#8211; the sales taxes in the four neighboring counties are: 8.25% (Ventura and Kern); 8.75% (Orange and San Bernardino).  So you can save 1.5% (or maybe more) just by buying stuff on the other side of the county line.  On top of that, some cities also add their OWN sales tax on top of the county levies.</p>
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		<title>By: Team @ Credit Card Compare</title>
		<link>http://lenpenzo.com/blog/id896-10-money-saving-tips-to-get-the-most-from-coupons.html#comment-1580</link>
		<dc:creator>Team @ Credit Card Compare</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=896#comment-1580</guid>
		<description>Thanks Wojciech for your kind comment.</description>
		<content:encoded><![CDATA[<p>Thanks Wojciech for your kind comment.</p>
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		<title>By: RainyDaySaver</title>
		<link>http://lenpenzo.com/blog/id896-10-money-saving-tips-to-get-the-most-from-coupons.html#comment-1581</link>
		<dc:creator>RainyDaySaver</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=896#comment-1581</guid>
		<description>Excellent point on #2. I find store brands to often be cheaper than the name brands, even with a coupon. Unless the name brand is on sale. Another idea is to compare the unit prices, which really shows how much bang you&#039;re getting for your buck.
.-= RainyDaySaver´s last blog ..We&#039;ve Got Windows! The Glass Kind, Not the OS =-.</description>
		<content:encoded><![CDATA[<p>Excellent point on #2. I find store brands to often be cheaper than the name brands, even with a coupon. Unless the name brand is on sale. Another idea is to compare the unit prices, which really shows how much bang you&#8217;re getting for your buck.<br />
.-= RainyDaySaver´s last blog ..We&#8217;ve Got Windows! The Glass Kind, Not the OS =-.</p>
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		<title>By: Friday Links - Canadian Finance Blog</title>
		<link>http://lenpenzo.com/blog/id896-10-money-saving-tips-to-get-the-most-from-coupons.html#comment-1582</link>
		<dc:creator>Friday Links - Canadian Finance Blog</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=896#comment-1582</guid>
		<description>[...] Len Penzo lists 10 money saving tips to get the most from coupons. [...] </description>
		<content:encoded><![CDATA[<p>[...] Len Penzo lists 10 money saving tips to get the most from coupons. [...]</p>
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		<title>By: Lulu</title>
		<link>http://lenpenzo.com/blog/id896-10-money-saving-tips-to-get-the-most-from-coupons.html#comment-1583</link>
		<dc:creator>Lulu</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=896#comment-1583</guid>
		<description>I did find one instance so far where the brand plus coupon came out to be cheaper than the generic. It happens with a coupon for Carnation milk vs. Great Value milk at Walmart. I was given the coupons for free by a friend so I count that as a great deal. Sadly, I have not seen any more of those coupons since then.
.-= Lulu´s last blog ..&lt;a href=&quot;http://feedproxy.google.com/~r/lulugal/~3/1UyR3LRIjuk/&quot; rel=&quot;nofollow&quot;&gt;Tracking My Finances In 2010: Week 1 January&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>I did find one instance so far where the brand plus coupon came out to be cheaper than the generic. It happens with a coupon for Carnation milk vs. Great Value milk at Walmart. I was given the coupons for free by a friend so I count that as a great deal. Sadly, I have not seen any more of those coupons since then.<br />
.-= Lulu´s last blog ..<a href="http://feedproxy.google.com/~r/lulugal/~3/1UyR3LRIjuk/" rel="nofollow">Tracking My Finances In 2010: Week 1 January</a> =-.</p>
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		<title>By: Kevin@OutOfYourRut</title>
		<link>http://lenpenzo.com/blog/id896-10-money-saving-tips-to-get-the-most-from-coupons.html#comment-1584</link>
		<dc:creator>Kevin@OutOfYourRut</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=896#comment-1584</guid>
		<description>In answer to the question: &quot;So why is it that so many people choose not to use them?&quot;--I&#039;ll take a stab at it...

I think it&#039;s because while we talk a good game on saving money, many of us are obsessed with convenience even more.  Convenience is largely about not being uncomfortable, and maybe the idea of spending time cutting, organizing and using coupons clashes with that idea.

My wife and I use coupons all the time.  It is a job in inself that my wife does in her spare time, but it saves us 100s every year.  And while we think mostly of grocery coupons, there are great ones for restaurant and entertainment purposes too.
.-= Kevin@OutOfYourRut´s last blog ..&lt;a href=&quot;http://outofyourrut.com/blog/2010/01/06/save-a-bundle-by-repairing-your-eyeglasses/&quot; rel=&quot;nofollow&quot;&gt;Save a Bundle By Repairing Your Eyeglasses&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>In answer to the question: &#8220;So why is it that so many people choose not to use them?&#8221;&#8211;I&#8217;ll take a stab at it&#8230;</p>
<p>I think it&#8217;s because while we talk a good game on saving money, many of us are obsessed with convenience even more.  Convenience is largely about not being uncomfortable, and maybe the idea of spending time cutting, organizing and using coupons clashes with that idea.</p>
<p>My wife and I use coupons all the time.  It is a job in inself that my wife does in her spare time, but it saves us 100s every year.  And while we think mostly of grocery coupons, there are great ones for restaurant and entertainment purposes too.<br />
.-= Kevin@OutOfYourRut´s last blog ..<a href="http://outofyourrut.com/blog/2010/01/06/save-a-bundle-by-repairing-your-eyeglasses/" rel="nofollow">Save a Bundle By Repairing Your Eyeglasses</a> =-.</p>
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		<title>By: Len Penzo</title>
		<link>http://lenpenzo.com/blog/id896-10-money-saving-tips-to-get-the-most-from-coupons.html#comment-1585</link>
		<dc:creator>Len Penzo</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=896#comment-1585</guid>
		<description>Great points, Kevin.  The Honeybee and I use coupons all the time too.  I actually feel  guilty when I let them expire.</description>
		<content:encoded><![CDATA[<p>Great points, Kevin.  The Honeybee and I use coupons all the time too.  I actually feel  guilty when I let them expire.</p>
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