<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: The Only New Year’s Resolution That Really Matters</title>
	<atom:link href="http://lenpenzo.com/blog/index.php/id926-the-only-new-years-resolution-that-really-matters.html/feed" rel="self" type="application/rss+xml" />
	<link>http://lenpenzo.com/blog/id926-the-only-new-years-resolution-that-really-matters.html</link>
	<description>The offbeat personal finance blog for responsible people.</description>
	<lastBuildDate>Thu, 16 Feb 2012 20:41:50 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.0.4</generator>
	<item>
		<title>By: Marta Daniels</title>
		<link>http://lenpenzo.com/blog/id926-the-only-new-years-resolution-that-really-matters.html#comment-1618</link>
		<dc:creator>Marta Daniels</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=926#comment-1618</guid>
		<description>Great advice that I definitely plan on applying to my life. I will also stay tuned for the rest of your sage advice.I must confess, still cracking up over the 8-ball predictions post that turned me on to your blog to begin with!! God bless.
.-= Marta Daniels´s last blog ..&lt;a href=&quot;http://www.howrc.com/2010/01/not-looking-to-wait-on-big-baller-nor.html&quot; rel=&quot;nofollow&quot;&gt;Not Looking to Wait on a Big Baller, Nor a Shot Caller, Just a Great Tipper&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Great advice that I definitely plan on applying to my life. I will also stay tuned for the rest of your sage advice.I must confess, still cracking up over the 8-ball predictions post that turned me on to your blog to begin with!! God bless.<br />
.-= Marta Daniels´s last blog ..<a href="http://www.howrc.com/2010/01/not-looking-to-wait-on-big-baller-nor.html" rel="nofollow">Not Looking to Wait on a Big Baller, Nor a Shot Caller, Just a Great Tipper</a> =-.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Len Penzo</title>
		<link>http://lenpenzo.com/blog/id926-the-only-new-years-resolution-that-really-matters.html#comment-1619</link>
		<dc:creator>Len Penzo</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=926#comment-1619</guid>
		<description>Good for you!  I just want to let you know, Marta, that I came up with the advice for this article all by myself.  I got absolutely no help from my trusty old Magic 8-Ball.  ;-)</description>
		<content:encoded><![CDATA[<p>Good for you!  I just want to let you know, Marta, that I came up with the advice for this article all by myself.  I got absolutely no help from my trusty old Magic 8-Ball.  <img src='http://lenpenzo.com/blog/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Bret @ Hope to Prosper</title>
		<link>http://lenpenzo.com/blog/id926-the-only-new-years-resolution-that-really-matters.html#comment-1620</link>
		<dc:creator>Bret @ Hope to Prosper</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=926#comment-1620</guid>
		<description>Well Said Len
.-= Bret @ Hope to Prosper´s last blog ..&lt;a href=&quot;http://feedproxy.google.com/~r/HopeToProsper/~3/dN5C4q5DdIA/&quot; rel=&quot;nofollow&quot;&gt;How to Profit from the January Effect&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Well Said Len<br />
.-= Bret @ Hope to Prosper´s last blog ..<a href="http://feedproxy.google.com/~r/HopeToProsper/~3/dN5C4q5DdIA/" rel="nofollow">How to Profit from the January Effect</a> =-.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Bucksome</title>
		<link>http://lenpenzo.com/blog/id926-the-only-new-years-resolution-that-really-matters.html#comment-1621</link>
		<dc:creator>Bucksome</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=926#comment-1621</guid>
		<description>Len, this is really the bottom line on personal finances.  Thanks for boiling it down.
.-= Bucksome´s last blog ..&lt;a href=&quot;http://www.bucksomeboomer.com/2010/01/my-phone-is-smart/&quot; rel=&quot;nofollow&quot;&gt;My Phone is Smart&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Len, this is really the bottom line on personal finances.  Thanks for boiling it down.<br />
.-= Bucksome´s last blog ..<a href="http://www.bucksomeboomer.com/2010/01/my-phone-is-smart/" rel="nofollow">My Phone is Smart</a> =-.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kevin@OutOfYourRut</title>
		<link>http://lenpenzo.com/blog/id926-the-only-new-years-resolution-that-really-matters.html#comment-1622</link>
		<dc:creator>Kevin@OutOfYourRut</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=926#comment-1622</guid>
		<description>Len, that&#039;s virtually an old fashioned concept (spend less than you earn) proving that if it&#039;s new, it isn&#039;t true, and if it&#039;s true, it isn&#039;t new.

It really is the foundation of all financial resolutions. Not always easy to manage though when life throws one of those blizzard expense phases your way, but definately worth long term use.
.-= Kevin@OutOfYourRut´s last blog ..&lt;a href=&quot;http://outofyourrut.com/blog/2010/01/10/restaurant-tipping-how-much-and-when/&quot; rel=&quot;nofollow&quot;&gt;Restaurant Tipping – How Much and When?&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Len, that&#8217;s virtually an old fashioned concept (spend less than you earn) proving that if it&#8217;s new, it isn&#8217;t true, and if it&#8217;s true, it isn&#8217;t new.</p>
<p>It really is the foundation of all financial resolutions. Not always easy to manage though when life throws one of those blizzard expense phases your way, but definately worth long term use.<br />
.-= Kevin@OutOfYourRut´s last blog ..<a href="http://outofyourrut.com/blog/2010/01/10/restaurant-tipping-how-much-and-when/" rel="nofollow">Restaurant Tipping – How Much and When?</a> =-.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Len Penzo</title>
		<link>http://lenpenzo.com/blog/id926-the-only-new-years-resolution-that-really-matters.html#comment-1623</link>
		<dc:creator>Len Penzo</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=926#comment-1623</guid>
		<description>I like that!  I need to figure out a way to somehow fit that &quot;if it’s new, it isn’t true, and if it’s true, it isn’t new&quot; saying into my dinner conversation this evening.   That should throw the Honeybee for a loop.  ;-)

Nobody should ever beat themselves up for unexpected and uncontrolled expenses.   Life happens to all of us.  Although we can all try to minimize the adverse impacts of those blizzard expense phases by slowly and steadily building up our rainy-day funds over time.</description>
		<content:encoded><![CDATA[<p>I like that!  I need to figure out a way to somehow fit that &#8220;if it’s new, it isn’t true, and if it’s true, it isn’t new&#8221; saying into my dinner conversation this evening.   That should throw the Honeybee for a loop.  <img src='http://lenpenzo.com/blog/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
<p>Nobody should ever beat themselves up for unexpected and uncontrolled expenses.   Life happens to all of us.  Although we can all try to minimize the adverse impacts of those blizzard expense phases by slowly and steadily building up our rainy-day funds over time.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Ken</title>
		<link>http://lenpenzo.com/blog/id926-the-only-new-years-resolution-that-really-matters.html#comment-1624</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=926#comment-1624</guid>
		<description>You are so right. If we don&#039;t get this one down we are spinning our wheels in the mud.
.-= Ken´s last blog ..&lt;a href=&quot;http://www.moneymakingsense.com/?p=129&quot; rel=&quot;nofollow&quot;&gt;Marriage: How to Have Healthy Money Talks&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>You are so right. If we don&#8217;t get this one down we are spinning our wheels in the mud.<br />
.-= Ken´s last blog ..<a href="http://www.moneymakingsense.com/?p=129" rel="nofollow">Marriage: How to Have Healthy Money Talks</a> =-.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: mafia wars guides</title>
		<link>http://lenpenzo.com/blog/id926-the-only-new-years-resolution-that-really-matters.html#comment-1625</link>
		<dc:creator>mafia wars guides</dc:creator>
		<pubDate>Wed, 20 Apr 2011 20:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://lenpenzo.com/blog/?p=926#comment-1625</guid>
		<description>Aw, this was a really quality post. In theory I&#039;d like to write like this too - taking time and real effort to make a good article... but what can I say... I procrastinate alot and never seem to get something done.</description>
		<content:encoded><![CDATA[<p>Aw, this was a really quality post. In theory I&#8217;d like to write like this too &#8211; taking time and real effort to make a good article&#8230; but what can I say&#8230; I procrastinate alot and never seem to get something done.</p>
]]></content:encoded>
	</item>
</channel>
</rss>

