Comments on: My 2009 State of the Household Financial Report http://lenpenzo.com/blog/id952-my-2009-state-of-the-household-financial-report.html The offbeat personal finance blog for responsible people. Thu, 16 Feb 2012 20:41:50 +0000 hourly 1 http://wordpress.org/?v=3.0.4 By: Mr Credit Card http://lenpenzo.com/blog/id952-my-2009-state-of-the-household-financial-report.html#comment-1736 Mr Credit Card Wed, 20 Apr 2011 20:48:56 +0000 http://lenpenzo.com/blog/?p=952#comment-1736 Too bad you are the one hosting the carnival of the "best in personal finance" because if anything, this is a contender for the best post of the year. Sure, some folks show reveal their "balance sheets". But you show a 10 year history. This is the real deal. You are perhaps the rare breed of pf bloggers who "walk the talk". Hats off to you. P.S. - Honeybee must know her excel very well! Too bad you are the one hosting the carnival of the “best in personal finance” because if anything, this is a contender for the best post of the year. Sure, some folks show reveal their “balance sheets”. But you show a 10 year history.

This is the real deal.

You are perhaps the rare breed of pf bloggers who “walk the talk”. Hats off to you.

P.S. – Honeybee must know her excel very well!

]]> By: Bret @ Hope to Prosper http://lenpenzo.com/blog/id952-my-2009-state-of-the-household-financial-report.html#comment-1737 Bret @ Hope to Prosper Wed, 20 Apr 2011 20:48:56 +0000 http://lenpenzo.com/blog/?p=952#comment-1737 This is pretty impressive stuff, both the numbers and the analysis. Your (and Honeybee's) attention to detail is surely the reason you guys have been so sucessful. Way to go Len. .-= Bret @ Hope to Prosper´s last blog ..<a href="http://feedproxy.google.com/~r/HopeToProsper/~3/4WrxFkgrTb0/" rel="nofollow">The End of Reckless Spending</a> =-. This is pretty impressive stuff, both the numbers and the analysis. Your (and Honeybee’s) attention to detail is surely the reason you guys have been so sucessful.

Way to go Len.
.-= Bret @ Hope to Prosper´s last blog ..The End of Reckless Spending =-.

]]> By: 20smoney http://lenpenzo.com/blog/id952-my-2009-state-of-the-household-financial-report.html#comment-1738 20smoney Wed, 20 Apr 2011 20:48:56 +0000 http://lenpenzo.com/blog/?p=952#comment-1738 Wow. What an impressive, detailed look at your finances. I'm going to go through this a few times and look at it in further detail. Thanks for the transparent look! .-= 20smoney´s last blog ..<a href="http://20smoney.com/2010/01/26/long-term-outlook-for-wal-mart-is-excellent/" rel="nofollow">Long Term Outlook For Wal-Mart Is Excellent</a> =-. Wow. What an impressive, detailed look at your finances. I’m going to go through this a few times and look at it in further detail. Thanks for the transparent look!
.-= 20smoney´s last blog ..Long Term Outlook For Wal-Mart Is Excellent =-.

]]> By: pkamp3 http://lenpenzo.com/blog/id952-my-2009-state-of-the-household-financial-report.html#comment-1739 pkamp3 Wed, 20 Apr 2011 20:48:56 +0000 http://lenpenzo.com/blog/?p=952#comment-1739 Len, Very impressive. You have this stuff under control. That 11 year 1999-2009 graph of expenses is pretty enlightening; it must be relieving to see 'loans' come down like that! .-= pkamp3´s last blog ..<a href="http://feedproxy.google.com/~r/DQYDJ/~3/AmNFCFjtrL0/" rel="nofollow">Reactions to Credit Card Laws: ‘Consumer Friendly’ Offerings</a> =-. Len,

Very impressive. You have this stuff under control. That 11 year 1999-2009 graph of expenses is pretty enlightening; it must be relieving to see ‘loans’ come down like that!
.-= pkamp3´s last blog ..Reactions to Credit Card Laws: ‘Consumer Friendly’ Offerings =-.

]]> By: Dustin @ Inzolo http://lenpenzo.com/blog/id952-my-2009-state-of-the-household-financial-report.html#comment-1740 Dustin @ Inzolo Wed, 20 Apr 2011 20:48:56 +0000 http://lenpenzo.com/blog/?p=952#comment-1740 Wow, very detailed! I may just have to steal this idea from you. My honeybee isn't much of a CFO though... Maybe a CFO in training ;) .-= Dustin @ Inzolo´s last blog ..<a href="http://inzolo.com/blog/ignoring-previously-deleted-transactions-on-import.php" rel="nofollow">Ignoring Previously Deleted Transactions on Import</a> =-. Wow, very detailed! I may just have to steal this idea from you. My honeybee isn’t much of a CFO though… Maybe a CFO in training ;)
.-= Dustin @ Inzolo´s last blog ..Ignoring Previously Deleted Transactions on Import =-.

]]> By: Susan Tiner http://lenpenzo.com/blog/id952-my-2009-state-of-the-household-financial-report.html#comment-1741 Susan Tiner Wed, 20 Apr 2011 20:48:56 +0000 http://lenpenzo.com/blog/?p=952#comment-1741 Thanks for sharing the details, you are obviously doing GREAT. I love this note: Cable/Satellite: 175% increase (!) If I were you I'd give up cable so you can afford to feed Matthew :-). .-= Susan Tiner´s last blog ..People: Pay Someone Else to Care! =-. Thanks for sharing the details, you are obviously doing GREAT.

I love this note:
Cable/Satellite: 175% increase (!)

If I were you I’d give up cable so you can afford to feed Matthew :-) .
.-= Susan Tiner´s last blog ..People: Pay Someone Else to Care! =-.

]]> By: Tweets that mention My 2009 State of the Household Financial Report -- Topsy.com http://lenpenzo.com/blog/id952-my-2009-state-of-the-household-financial-report.html#comment-1742 Tweets that mention My 2009 State of the Household Financial Report -- Topsy.com Wed, 20 Apr 2011 20:48:56 +0000 http://lenpenzo.com/blog/?p=952#comment-1742 [...] This post was mentioned on Twitter: My 2009 State of the Household Financial Report http://tiny.cc/9xdvl [...] [...] This post was mentioned on Twitter: My 2009 State of the Household Financial Report http://tiny.cc/9xdvl [...]

]]> By: Len Penzo http://lenpenzo.com/blog/id952-my-2009-state-of-the-household-financial-report.html#comment-1743 Len Penzo Wed, 20 Apr 2011 20:48:56 +0000 http://lenpenzo.com/blog/?p=952#comment-1743 @Mr CC: Hey, thanks for those kind words! As I've stated before on this blog, fiscal responsibility isn't some new religion I just recently picked up because the economy went into the toilet a couple years ago. I do pride myself on ALWAYS having had this spend-less-than-you-earn mentality, even in the heady years leading up to our Great Recession when people were using their homes as piggy banks and living way above their means. A lot of those people are friends of mine who used to look at me as if I was the one who was crazy when I "failed to take advantage" of the housing boom and all of that cheap credit that was out there to anybody with a pulse. @Bret: Thanks, Bret. The Honeybee and I are both very organized - often to a fault. @20s: Thanks. Let me know if you ever have any detailed questions. I'd be happy to try and answer them for you. @pkamp3: Regarding that red line representing the loans, it is VERY relieving. The best part though is, time acts as a financial pressure relief valve that really relieve the stress that comes with large financial obligations. The key is to ensure you stop piling on debt on top of debt - otherwise time ceases to help. @Dustin: By all means, PLEASE steal this idea if it is going to help you reach financial freedom sooner! This stuff ain't rocket science - I *know* your honeybee can do it! @Susan: If the cable (now satellite) bill does continue to rise at that pace, I may just have to. :-) @Mr CC: Hey, thanks for those kind words! As I’ve stated before on this blog, fiscal responsibility isn’t some new religion I just recently picked up because the economy went into the toilet a couple years ago. I do pride myself on ALWAYS having had this spend-less-than-you-earn mentality, even in the heady years leading up to our Great Recession when people were using their homes as piggy banks and living way above their means. A lot of those people are friends of mine who used to look at me as if I was the one who was crazy when I “failed to take advantage” of the housing boom and all of that cheap credit that was out there to anybody with a pulse.

@Bret: Thanks, Bret. The Honeybee and I are both very organized – often to a fault.

@20s: Thanks. Let me know if you ever have any detailed questions. I’d be happy to try and answer them for you.

@pkamp3: Regarding that red line representing the loans, it is VERY relieving. The best part though is, time acts as a financial pressure relief valve that really relieve the stress that comes with large financial obligations. The key is to ensure you stop piling on debt on top of debt – otherwise time ceases to help.

@Dustin: By all means, PLEASE steal this idea if it is going to help you reach financial freedom sooner! This stuff ain’t rocket science – I *know* your honeybee can do it!

@Susan: If the cable (now satellite) bill does continue to rise at that pace, I may just have to. :-)

]]> By: Matt http://lenpenzo.com/blog/id952-my-2009-state-of-the-household-financial-report.html#comment-1744 Matt Wed, 20 Apr 2011 20:48:56 +0000 http://lenpenzo.com/blog/?p=952#comment-1744 Now, when you present this information to the rest of your family, do you force them to sit on different sides of the living room and clap--or hiss--depending on their party affiliation. I think you should try it. Now, when you present this information to the rest of your family, do you force them to sit on different sides of the living room and clap–or hiss–depending on their party affiliation.

I think you should try it.

]]> By: Len Penzo http://lenpenzo.com/blog/id952-my-2009-state-of-the-household-financial-report.html#comment-1745 Len Penzo Wed, 20 Apr 2011 20:48:56 +0000 http://lenpenzo.com/blog/?p=952#comment-1745 Good one! LOL Come to think of it... My family does that to me on a daily basis - whether I'm presenting the State of the Household address or not, Matt. LOL Good one! LOL Come to think of it… My family does that to me on a daily basis – whether I’m presenting the State of the Household address or not, Matt. LOL

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