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Think about how much stuff you have in your wallet at the moment: maybe a little cash, and probably a few debit cards or credit cards. Now, are you satisfied with how much your wallet is earning for you? The new year is a great time to look inside that billfold to see if you can do better. Cash Continue reading Are You Getting the Most from Your Wallet? This is a guest post by Forest Parks. He blogs about frugal living, lifestyle, minimalism, finance and more over at FrugalZeitgeist.com. You’re sitting there just finishing off your last can of baked beans. They’re cold, of course, because your fuel ran out a year ago. It’s been three years down in that hole, no instructions over the radio from the army, no survivors coming banging on the thick steel doors of your Continue reading How to Survive the Apocalypse – Or at Least Have Fun Trying I love sleight of hand tricks. Occasionally, a coworker of mine named Fred will stop by my office and regale me with some truly amazing acts of prestidigitation. I’m always left in awe every time he seemingly pulls a coin out of thin air — or makes one vanish — despite the fact that I know ahead of time he’s going to pull a fast one on me. It doesn’t matter Continue reading Sneaky Pizza Delivery Fees Are Here to Stay (and It’s Your Fault) As the old saying goes, knowledge is power. When it comes to tracking personal finances, one of the most important pieces of information in you can have in your knowledge database is a detailed summary that highlights where your household income was spent during the previous year. Such a summary not only provides extraordinary insight into your spending patterns, but it also helps you optimize your personal finances. I’ve been using an Continue reading The Apocalypse Can Wait: My State of the Household Report for 2012 It’s time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week… So I was going through my email when I noticed that الدلوعه السكسي had added me on Google+. For those of you who don’t know, Google+ is Google’s Continue reading Black Coffee: Why I Don’t Tweet Suze Orman – or Have Too Many Facebook Friends by Tex Freitag Getting a rental property can be a great investment for your future. In order to determine if a potential rental property is a good investment, you’ll need to figure out the estimated cash flow of the property. Generally speaking, you can determine cash flow by taking all your rents received, and then subtracting out your mortgage payments, taxes, maintenance, and other utilities. When it comes time to start running Continue reading Do Your Homework Before Buying a Rental Property Human nature is such that, if given the chance, most folks would choose to take the path of least resistance by avoiding competition. However, those who lack challengers almost always miss the motivation required to innovate or otherwise stay at the top of their game. Over the long run, fair competition helps the most deserving come to the forefront. In the free market, competition helps consumers by fostering lower prices Continue reading 100 Words On: Why Competition Is Good For Everyone by YFS For many of us, retirement can often seem like something too far off in the future. However, as we approach retirement age, and as we are exposed with news of economic instability, we often wonder what is in store for us during retirement. Because of this, a question we often ask ourselves is: Where is the best place to invest to get the most for our retirement? Although there are Continue reading Roth IRA and Traditional 401(k) Differences – Which Is Better? This is another post in an occasional series from my dear nonagenarian Aunt Doris. Aunt Doris We English do love a good cup of tea (or, as we like to say, a cuppa)! I’m not talking about that panther pee they serve in most restaurants here in the States. You know — a thick cup with a tea bag on the side! Oh, no! Here’s how to make a perfect cup of tea: First Continue reading A Few Thoughts from Aunt Doris: How to Make the Perfect Cup of Tea |
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100 Words On: The Department of Redundancy Department
When it comes to the world of banking, nobody seems to have any problem with redundancy. How else can you explain the fact that people routinely use their PIN number at the ATM machine? If you ask a linguist, he’ll boldly proclaim that redundancy should be avoided at all costs. But that’s not always true. Engineers demand a belt-and-suspenders approach when designing safety into passenger airplanes;
Continue reading 100 Words On: The Department of Redundancy Department