By Len Penzo on December 22nd, 2011
How many times have you heard someone suggest that all their financial problems would magically disappear if they only made more money? But high incomes can’t guarantee financial freedom; there are countless examples of people who earned millions yet still ended up bankrupt. The common thread among folks who get into financial trouble — no matter how much money they make — is their inability to consistently spend less
Continue reading 100 Words On: How to Determine If You’re a True Financial Success
By Len Penzo on December 21st, 2011
If I had a nickel for every person who has ever questioned my decision to openly share multiple details of my personal finances on this blog — especially considering its eponymous title — I’d be about $3.65 richer right now.
Usually, most people warn me that my openness makes me vulnerable to identity theft. They’re right to express concern. After all, once an identity thief gets hold of your name, social
Continue reading The Pros & Cons of Freezing Your Credit Report? Fuggedaboutit!
By Guest on December 20th, 2011
by David Bakke
I see offers like these on a daily basis: “Get a new iPhone for only $99; requires two-year contract,” or “Get DIRECTV for only $29.99 a month for six months; requires a one-year commitment.”
These teasers may sound great, but the companies offering them always require that customers sign a contract – and that contract usually includes a variety of stipulations.
Before you sign a new contract with a cell
Continue reading 5 Key Considerations Before Signing a Service Contract
By Len Penzo on December 19th, 2011
Did you know in China it’s considered taboo to give a clock as a gift? Yep.
I’ve also been told I should never give my Chinese friends umbrellas and knives too.
At least I shouldn’t if I want to stay in their good graces.
The Chinese aren’t the only ones who have their taboos when it comes to gift-giving; take us Americans, for example. While we have absolutely no problem passing out clocks
Continue reading Gift Card Advice: 802 Reasons Why Cash is a More Thoughtful Gift
By Len Penzo on December 15th, 2011
Whether you’re traveling for business or pleasure, flight delays are the bane of every commuter. Government statistics consistently show that morning flights departing between six and seven have the best on-time records, with a steady decay in punctuality as the day progresses; it’s worst between 6 p.m. and 9 p.m. That’s because flight delays due to air-traffic congestion, maintenance, crew issues, and late-arriving airplanes cascade throughout the day — and
Continue reading 100 Words On: How to Increase the Odds of Booking an On-Time Flight
By Aunt Doris on December 13th, 2011
This is the third in an occasional series from my dear nonagenarian Aunt Doris.
Aunt Doris
When it comes to staying out of debt and making ends meet, I can only tell you what’s worked for me.
I was left a young widow with an 11-year-old son — so I had to take charge of my finances.
I paid off my charge cards, and I’ve never owned one since. It’s one of the
Continue reading A Few Thoughts from Aunt Doris: How to Make Ends Meet
By Len Penzo on December 12th, 2011
Do men or women make better drivers? It’s a question that I suspect has been debated ever since Henry Ford started mass-producing his Model T at the turn of the twentieth century.
One thing is certain, I know the question has always been a hot topic of discussion in my house, although I’ve always smugly maintained a slight edge over my wife in the debate.
Admittedly, the Honeybee would point out that
Continue reading Why Bad Drivers Prefer Aftermarket Over Manufacturer Car Parts
By Guest on December 12th, 2011
by Sabado Domingo
There are blogging websites dedicated to showing people how to save money and live frugally.
Housing costs usually take up a large chunk of the expenditure for most individuals and families and so it makes sense to check a mortgage calculator to see how much you can afford and if you can save money by changing your lender.
However, a mortgage is one cost that cannot be avoided and so
Continue reading How to Save Money By Living Like You’re Broke
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Black Coffee: Your Holiday Shoplifting Guide & Why It Pays to Layaway Gifts at Kmart
It’s time to sit back, relax and enjoy a little joe…
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…
I really can’t believe Christmas is already here. I still haven’t finished my Christmas shopping, but I am looking forward to stepping out
Continue reading Black Coffee: Your Holiday Shoplifting Guide & Why It Pays to Layaway Gifts at Kmart