By Len Penzo on November 25th, 2011
Ever since the Great Depression, central bankers have, curiously, striven to avoid deflation at all costs. But benign price deflation caused by increases in productivity — as opposed to “bad” deflation caused by a reduction in money supply — leads to a proportional increase in the purchasing power of a dollar. As a result, deflation — unlike inflation — leads to higher living standards and directly benefits savers, retirees,
Continue reading 100 Words On: Why Savers Should Be Rooting for Mild Deflation
By Guest on November 23rd, 2011
This is a guest contribution from Bill Hazelton, CEO of Credit Card Assist, where he provides a wide variety of tips, news, advice and recommendations about all things credit card-related. Find him over on Twitter or Google+.
by Bill Hazelton
As the holiday shopping season draws near and the economy continues to falter under high unemployment and stagnant economic conditions, many retailers are considering a variety of promotional tactics to help draw
Continue reading The Pros and Cons of Layaway Plans
By Len Penzo on November 21st, 2011
The most common question that people ask me is how can they pay off their credit card debt as quickly as possible.
Fortunately, I’ve always had a strong disdain for debt, and so I’ve never been in such a situation. That being said, I know exactly how I’d handle it if I ever did find myself drowning in an ocean of red ink.
The truth is, taking a methodical pragmatic approach is
Continue reading How to Pay Off Credit Card Debt Quickly (No Matter What You Owe)
By Len Penzo on November 17th, 2011
For most folks who find themselves away from home for a good portion of the day, a programmable thermostat offers many benefits. Conventional wisdom says one of the biggest is lower energy bills resulting from more efficient heating and air conditioning use. Unfortunately, multiple studies actually show this not to be the case. The reason why: those anticipated savings are entirely dependent on the homeowner’s programming skills.
The bottom line:
Continue reading 100 Words On: Why Programmable Thermostats Rarely Save People Money
By Paula Pant on November 16th, 2011
I’m once again pleased to present another guest post from my good friend, Paula Pant of Afford Anything – the blog that believes money should never hinder your dreams. If you get a chance, stop by her site and check it out — you won’t be disappointed.
I’m Asian-American, straight off the boat – er, straight off the Boeing. My parents carried me to the Land of Stars and
Continue reading 7 Money Skills My Immigrant Parents Taught Me
By Len Penzo on November 14th, 2011
Last month we found a letter in our mailbox from Discover credit cards that was addressed to my teenage son, Matthew.
Now why would Discover be contacting my son?
You know, the mere thought of a credit card in my 14-year-old son’s hands really gets my hackles up, considering his poor money management skills and reckless free spending ways.
Obviously, there was something fishy going on, and so the Honeybee decided to
Continue reading Caught Ya! My Teenager’s Sly Attempt to Get His Own Credit Card
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Black Coffee: Thanksgiving Leftovers, the Crumbling Euro & Turkey Science
It’s time to sit back, relax and enjoy a little joe…
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…
I hope everyone had a great Thanksgiving holiday. I know I did — that’s because I stayed at home on Black Friday.
Blogs I’ve
Continue reading Black Coffee: Thanksgiving Leftovers, the Crumbling Euro & Turkey Science